Are you Paying Too Much – Kelowna Mortgage Evaluation

Good morning Kelowna Mortgage Holders.

We hope you are enjoying the start of Spring.  Many of us are just now doing a spring clean up of our homes, getting rid of junk we never use, turning the sprinklers on re-adjusting the sprinkler heads, hosing off the driveway, cleaning the gutters etc … we are giving our home a once over making sure everything is working right.

Another thing we should be do doing each year is re-evaluating our mortgages and our debt structure.  Rates change and so do the options that go along with rate changes.  A very well known mortgage broker in the Vancouver area has been re-assessing his clients mortgages annually for years, in fact Oprah Winfrey herself has endorsed this mortgage strategy on a television show called Million Dollar Neighbourhood.

The Lending Outlet Kelowna Mortgage would like to invite you to take part in a Kelowna Mortgage Re-Evauation project free of charge.  We can visit your home or you can come into our office to discuss your current mortgage structure and see if you have any room to improve and to save money.  Our brokers have been doing this for a long time and have amazing relationships with over 100 lenders.  Sometimes we are even able to blend current credit card balances into a new mortgage giving you improved cash flow each month.  The possibilites are endless.  It is on these types of Mortgage re-evaluations that Kelowna Mortgage Brokers shine.

Just complete the contact form to the right of this post and we will get back to you within 2 hours.  You have nothing to lose.

Target Kelowna – Opening Soon

Get ready Kelowna Mortgage holders, Target Kelowna is opening soon.

Several eager shoppers were on hand as Target opened its doors in Vernon Tuesday morning.

The opening is one of 22 in Western Canada – today.

The soft openings include stores in British Columbia, Alberta and Manitoba and follow the opening of 24 stores across Ontario. As previously announced, Target plans to open 124 stores across Canada throughout 2013.

“Target is thrilled to be opening stores in Western Canada, providing a one-stop shopping destination that meets the wants and needs of our guests,” said Tony Fisher, president, Target Canada. “It was exciting to see the response to our Ontario store openings, which have produced valuable insights that along with our soft openings in Western Canada will help us to continue to deliver on Target’s Expect More. Pay Less. brand promise for guests across Canada.”

Locations opening to the public on May 7 include:

British Columbia (9)
Campbell River – Discovery Harbour Shopping Centre
Coquitlam – Coquitlam Centre
Cranbrook – Tamarack Mall
Delta – Scottsdale Mall
Kamloops- Sahali Centre Mall
Langley – Willowbrook Shopping Centre
Nanaimo – Nanaimo North Town Centre
Vernon – Village Green Mall
Victoria – Tillicum Centre

Alberta (10)
Calgary – Chinook Centre
Calgary – Forest Lawn Shopping Centre
Calgary – Market Mall
Edmonton – Bonnie Doon Shopping Centre
Edmonton – Mill Woods Town Centre
Edmonton – West Edmonton Mall
Grande Prairie – Prairie Mall
Red Deer – Bower Place
Sherwood Park – Sherwood Park Mall
St. Albert – St. Albert Centre

Manitoba (3)
Brandon – Shoppers Mall
Winnipeg – Kildonan Place Shopping Centre
Winnipeg – Southdale Centre

Locations opening to the public on May 14 include:

Prince George – Pine Centre
Calgary – Shoppes at Shawnessy
Stores will be open from 8 a.m. to 10 p.m. Monday to Saturday and 8 a.m. to 9 p.m. on Sunday. Guests will be welcomed into bright, clean stores with wide aisles, great guest service and a trend-right merchandise assortment. The majority of the 24 locations will feature a licensed Starbucks, as well as an in-store pharmacy designed to provide guests with superior patient-centered healthcare.

Target Kelowna is expected to be open this summer.

Source: Castanet.net

Flaherty – Mortgage Doublespeak and Linguistic Illusion

cash-houseLow Canadian Mortgage Rates

In a masterful bit of mortgage doublespeak and linguistic illusion the Minister of Finance stepped back into
The mortgage marketplace, warning about lenders engaging in prudent lending and not engaging in a race to the bottom.
This is an incredibly ironic stance for him to take since it was him and the Conservative government that encouraged the unprecedented loosening of credit underwriting guidelines 5 years ago.

Great Kelowna Mortgage Rates

Anyway, he once again misses the point entirely. He is obsessed with consumer credit quality and seems unconcerned that the rates are this low because the Bank of Canada and the US Fed are printing money at a record rate.
As anyone that reads this blog knows that Kelowna Lending & Mortage Co. The Lending Outlet has been offering 5-year money at 2.99 or 2.89 percent for the past couple of months. There is also an incredible 10-year rate at 3.69 percent.
This is good for borrowers, especially first time home buyers in Kelowna but is a sign of how weak demand is for borrowing outside the consumer sector.
Canada is lagging in business investment, junior companies are finding it impossible to raise cash, and the general industrial and commercial borrowing side is dead as a doornail.
For economies like the GTA, Quebec, and Vancouver to thrive the country needs to encourage the growth of export-oriented manufacturers. Instead of ragging in consumers, Mr. Flaherty should focus on repairing our manufacturing industry and thereby creating jobs.
A good job lets you repay a lot of debt Mr. Flaherty.

First Time Home Buyers Kelowna

Ten Year Kelowna Mortgage 3.69%

Call or text Tracy Charlton about our great 10 year rate 3.69% – This is a great rate get it before it’s gone! 1-250-862-1073.  Let Tracy’s mortgage experience save you money.

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Kelowna Mortgage Broker Tracy Charlton

Kelowna Mortgage Broker

kelowna-mortgage-tracy-charltonFor over 24 years Tracy Charlton has worked in the financial industry. Let Kelowna Mortgage Broker Tracy Charlton handle your mortgage Kelowna needs.  She has the ability to source the best rates for all kinds of mortgages including first time home buyers, construction mortgages and refinances to name a few.  Feel free to contact Tracy at the Lending Outlet.

Contact Tracy at 1-250-862-1073

 

 

 

 

 

Kelowna Mortgage Broker

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